1. Understand what is being guaranteed

The phrase does not, by itself, establish a universal Turkish scheme, government backing or a risk-free investment. A promise of payments is different from guaranteed profit or property appreciation. Its value depends on the agreement, the payer’s ability to perform and the practical options available if payment stops.

2. Distinguish three possible arrangements

  • A lease with a rent commitment: a tenant agrees to pay specified rent. Check the tenant’s obligations and any right to suspend or end payments.
  • An operator’s payment commitment: an operator or another contracting party promises payments under defined conditions. Establish whether this is separate from the tenancy.
  • An insurance product: payment depends on the policy’s insured events, limits, exclusions and claims conditions. The policy must be examined individually.

DASK earthquake insurance concerns specified material damage to buildings within its coverage terms. Its exclusions include loss of rental income and profit; it is not a rental-payment guarantee. Read DASK’s official coverage guidance. Other insurance products require their own policy review.

3. Identify the payer and the start date

Confirm the payer’s full legal identity, its role in the arrangement and evidence of its financial ability to meet the commitment. Clarify whether payments start at signing, handover, occupation or another event. Record the term, payment schedule and consequences of delayed delivery or an unmet starting condition.

4. Check how the payment is calculated

Specify the currency, any conversion or adjustment rules, and whether the quoted amount is gross or net. Identify deductions and the party responsible for each charge. Estimated net receipts equal promised payments minus owner-borne fees, taxes, repairs and finance costs. Those inputs vary; the calculation is a budget, not proof of future payment or profit.

5. Allocate vacancy, damage and running costs

State who bears vacancy, unpaid tenant rent, tenant damage, routine repairs and major works. Clarify building charges, management fees, insurance and taxes. Check whether any payment commitment continues during repairs or periods when the property cannot be occupied. Property management alone does not automatically include a rental guarantee.

6. Plan for missed payments and early exit

Read the provisions for default, notices, remedies and early termination by either party. Identify any deposit, collateral or third-party guarantor and the conditions for using that protection. Check what happens if the property is sold or the operator changes. Establish the governing law and dispute-resolution process rather than assuming recovery will be straightforward.

7. Review the complete agreement before committing

Compare the advertisement with the full contract and its annexes. Ask for unclear promises and exceptions to be explained in writing, and have a qualified independent lawyer review the agreement, security and enforcement provisions before signing. Keep the payment commitment separate from any assumptions about resale value.

For related support, explore property management services and legal services. To compare the underlying property’s income assumptions and operating costs, use our rental property evaluation guide.